Foreclosure Defense

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If you would like to discuss a legal matter with one of our attorneys, call us at (248) 457-6000 for a free consultation.

Foreclosure can be an incredibly stressful and uncertain process. Unfortunately, in today’s economy more and more people are finding themselves unable to keep up with their mortgage payments. If you find yourself behind on your mortgage, facing a foreclosure, or contemplating an alternative to foreclosure, it is imperative that you take action as soon as possible. All too often we speak with people who have lost their homes because they waited too long to seek advice or assistance. To ensure the best chance to save your home, it is critical that you take action at the first sign of trouble.

We have helped many clients avoid foreclosure through the use of foreclosure alternatives including loan modifications, short sales, deeds in lieu, and bankruptcy. We know how to deal with the banks, how the process works, and how to get results. We understand the different programs and options available and we provide our clients with straightforward guidance depending on their unique situation.

Sometimes litigation becomes necessary to protect our clients’ interests. We have successfully represented clients in foreclosure defense cases against major lenders, servicers, and government sponsored entities. Many participants within the mortgage industry have come under increasing scrutiny as a result of predatory lending, fraudulent servicing practices, mismanagement of mortgage accounts, improper documentation, and various other issues. As a result, courts that once rubber-stamped foreclosures are beginning to shift their sympathies towards homeowners. This shift in judicial attitude, along with the consolidation of banks, securitization of mortgages, and the use of the MERS system, have provided well-informed attorneys with a wide range of effective claims and defenses when banks refuse to negotiate.

We advise clients on a variety of topics related to mortgages and foreclosure, including foreclosure defense, alternatives to foreclosure, loan modifications, short sales, deeds in lieu, bankruptcy, deficiency judgments, quiet title actions, foreclosure by advertisement, qualified written requests, judicial foreclosure, Sheriff sales, redemption period and post-sale issues, refinancing, second liens, impact on credit, summary proceedings, 3205a meetings, cash-for-keys programs, RESPA/TILA, Mortgage Forgiveness Debt Relief Act, HAMP/HARP programs, DOJ principal reduction program, and Michigan’s Hardest Hit program, to name a few.